AVP, Credit Portfolio Sr. Analyst - Hybrid

Company: Citi
Location: Flower Mound
Posted on: June 17, 2022

Job Description:

This role is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally. They will own and develop quantitative risk framework and associated risk analytics to optimize underwriting and ECM strategies for Branded cards portfolio. Leverage external credit bureaus & internal Citi data to formulate objectives, develop analytical solutions, and perform statistical analyses using CHAID and other advanced segmentation/analytical techniques to identify relationships and trends in data, as well as any factors that could affect these results.Responsibilities:

• Develop and test experimental designs, sampling techniques, and analytical methods to identify underserved segments within risk appetite -boundaries and -prepare the test data for processing by organizing information, checking for any inaccuracies, and adjusting / weighting the raw test results to design credit policies while -balancing risk and return.
• Evaluate, implement and monitor sophisticated leading edge analytic tools such as machine learning models in the underwriting and ECM process - - - - - - - - - - - - - - - - - - - - - - - - - - - -
• Evaluate and make business case for usage of non-traditional data sources in credit decisioning process
• Create management reporting for Senior Leadership using Business Intelligence tools like Cognos, Tableau to monitor and report the results of statistical analyses. - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
• Analyze portfolio performance at a granular segment level on an ongoing basis. Identify trends and conduct data driven root-cause-analysis using SAS and SQL to isolate key performance drivers. -
• Communicate policy changes and test recommendations, program approvals, performance trends with business partners, senior management and external regulators. - - - - - - -
• Collaborate with Marketing, product, Finance, and Legal to drive new projects including new product launch, enhanced tech capabilities, improving business profitability - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
• Lead multiple cross-functional projects simultaneously through effective project management. Create, update, and track project plans for multiple deliverable. - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
• Communicate clearly and effectively to technical and non-technical audience. - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -Qualifications:
  • 0-3 years' experience in financial, economics or other analytical capacity in a relevant field (Experience can be offset by -Master's Degree or PhD)
  • Knowledge of credit risk analytics
  • Ability to apply credit and risk principles toward business goals
  • Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency
  • Proven ability to remain organized in a fast-paced environment, managing multiple projects
  • Proven interpersonal, organizational and analytic skillsEducation:
    • Bachelor's Degree required in statistics, mathematics, engineering, physics, or economics
    • Master's degree in a quantitative field preferred-------------------------------------------------Job Family Group: Risk Management-------------------------------------------------Job Family:Credit & Portfolio Risk Management------------------------------------------------------Time Type:Full time------------------------------------------------------Citi is an equal opportunity and affirmative action employer.Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.Citigroup Inc. and its subsidiaries ("Citi") invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review .View the "" poster. View the .View the .View the -----------------------------Effective November 1, 2021, Citi requires that all successful applicants for positions located in the United States or Puerto Rico be fully vaccinated against COVID-19 as a condition of employment and provide proof of such vaccination prior to commencement of employment.

Keywords: Citi, Flower Mound , AVP, Credit Portfolio Sr. Analyst - Hybrid, Professions , Flower Mound, Texas