Lending Assistant
Company: Ciera Bank
Location: Flower Mound
Posted on: June 15, 2022
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Job Description:
EOE STATEMENT
Ciera Bank is an equal opportunity employer. Qualified applicants
will receive consideration for employment without regard to race,
color, religion, sex, sexual orientation, gender identity, national
origin, disability or protected veteran status.
Description
The Lending Assistant position is primarily responsible for
administrative support to the Lending Officer in servicing the
needs of Bank's loan and depository customers. Incumbent applies
working knowledge of commercial, consumer, and real estate loan
documentation to perform work. Works under general supervision and
in compliance with established policies, procedures and
regulations.
POSITION REQUIREMENTS
ESSENTIAL FUNCTIONS of the Lending Assistant (Majority of duties,
but not meant to be all inclusive nor prevent other duties from
being assigned as necessary)
Functional:
Answer incoming telephone calls; help with problem solving,
research, and customer service.
Greet and assist customers.
Sign for deliveries.
Provide clerical support to the Lending Officers.
Maintain a thorough understanding of the Bank's Credit Policy and
deposit products.
Provide loan applications to customers and review for accuracy and
completeness when returned.
Pull credit reports in preparation for loan officer's review of
loan application.
Type loan memorandums and credit memos.
Order preliminary documents such as title commitments, lien
searches, flood certificates, appraisals, environmental reports
etc., based on loan type.
Request appropriate documentation from borrowers, attorneys,
lenders, etc.
Verifies proper approval on loan source documents in accordance
with established lending authorities.
Request loan documents and early disclosures from the Loan
Operations Department.
Prepares GL tickets, deposit slips, cashier's checks or wire
transfers for funding loan proceeds.
Assist Lending Officers in coordinating and scheduling loan
closings. Participates in loan closings.
Prepare loan advances and order inspections as needed for
construction loans.
Work collateral and financial exception report by requesting
documentation from the appropriate source.
Prepare denial notices as applicable.
Scan preliminary and trailing documents.
Any other duties as assigned.
KNOWLEDGE, SKILLS, & ABILITIES of the Lending Assistant (Minimum
education, experience, technical and communication skill levels and
licenses/certificates normally required to perform the duties of
this position.)
Minimum of 2-3years of experience in commercial, consumer, and real
estate documentation experience.
Accurate keyboard skills at 50 wpm and 10-key by sight.
Advanced PC skills including word processing (WORD), and
spreadsheet (Excel).
Working knowledge of standard office equipment and general office
procedures.
Working knowledge of credit investigation and underwriting
terminology, procedures and related regulations (e.g., Equal Credit
Opportunity Act, Home Mortgage Disclosure Act, and Community
Reinvestment Act).
Advanced written, oral, interpersonal and negotiating skills with
ability to interact with people at various levels to obtain general
and specific credit related information.
Demonstrates ability to read and understand financial data.
This level of knowledge is normally acquired through completion of
a high school diploma, or equivalent, and 2- 3 years related
experience.
WORKING CONDITIONS of the Lending Assistant (Typical working
conditions associated with this type of work and environmental
hazards, if any that may be encountered in performing the duties of
this position.)
Internal - Work is normally performed in climate-controlled office
environment, where exposure to conditions of extreme heat/cold,
poor ventilation, fumes and gases is very limited. Noise level is
moderate and includes sounds of normal office equipment (computers,
telephones, etc.). No known environmental hazards are encountered
in normal performance of job duties.
External - N/A
PHYSICAL DEMANDS of the Lending Assistant (The physical effort
generally associated with this position.)
Work involves standing and walking for brief periods of time, but
most duties are performed from a seated position. Work may include
occasional pushing, pulling, or carrying objects weighing up to 20
pounds such as files, documents, and computer printouts. Work
normally requires finger dexterity and eye-hand coordination to
operate computer keyboard at an advanced skill level. Position
includes extensive reading (50% or more of work time spent reading)
and extensive computer usage (50% or more of work time viewing
computer monitor) as well as close or highly concentrated visual
work. Receive detailed information through verbal communication
both in person and by telephone.
WORKING RELATIONSHIPS/CONTACTS of the Lending Assistant (Positions,
other than supervisor and immediate co-workers, with which
incumbent has frequent contact and the reason for contact.)
Internal - Extensive contact with personnel throughout the
Corporation.
External - Frequent contact with customers, title companies,
appraisers and insurance providers in order to obtain or provide
information and/or assistance and to resolve problems.
Supervision of Others - N/A
ACCOUNTABILITY of the Lending Assistant (Budget/asset amount
managed, revenues/profits produced, and/or other financial resource
incumbent is accountable for. Also indicates judgment/decision
making level.)
This position is responsible for the effective assistance to
assigned Bank Lending Officers and for achieving individual
production goals.
POSITION Lending Assistant
CATEGORY Loan Administration
LOCATION TX, Flower Mound
FULL-TIME/PART-TIME Full-Time
SHIFT First
EXEMPT/NON-EXEMPT Non-Exempt
CLOSE DATE
ABOUT THE ORGANIZATION
We are a State chartered full-service community bank with eight
banking locations in the North Central Texas area. We embrace the
entrepreneurial spirit, conservative values and western heritage
that make us truly Texan in our hearts and souls.
Ciera Bank endeavors to make www.cierabank.appone.com accessible to
any and all users. If you would like to contact us regarding the
accessibility of our website or need assistance completing the
application process, please email us at
accommodations@cierabank.com. This contact information is for
accommodation requests only and cannot be used to inquire about the
status of applications.
PI179565648
Keywords: Ciera Bank, Flower Mound , Lending Assistant, Other , Flower Mound, Texas
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